*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root,
[data-theme="light"] {
  color-scheme: light;
  --bg: #f4f6f9;
  --card: #ffffff;
  --border: #e5e8ee;
  --border-strong: #d3d9e4;
  --navy: #0a194e;
  --navy-2: #122a6e;
  --brand-deep: #0a194e;
  --brand-deep-2: #122a6e;
  --primary: #2563eb;
  --primary-hover: #1d4ed8;
  --green: #16a34a;
  --green-soft: #dcfce7;
  --text: #1f2937;
  --muted: #6b7280;
  --muted-2: #9aa3b2;
  --danger: #dc2626;
  --danger-soft: #fee2e2;
  --warning: #d97706;
  --warning-soft: #fef3c7;
  --info-soft: #dbeafe;
  --input-bg: #ffffff;
  --surface-2: #eef1f6;
  --surface-3: #f1f4f9;
  --row-hover: #f8fafc;
  --field-label: #374151;
  --on-green: #166534;
  --on-danger: #991b1b;
  --on-warning: #92400e;
  --on-info: #1e40af;
  --alert-error-border: #fecaca;
  --alert-success-border: #bbf7d0;
  --alert-info-border: #bfdbfe;
  --focus-ring: rgba(37, 99, 235, 0.12);
  --sq-tile-bg: linear-gradient(180deg, #f8fafc 0%, #fff 48%);
  --sq-tile-verified-bg: linear-gradient(180deg, #f0fdf4 0%, #fff 55%);
  --sq-tile-verified-border: #86efac;
  --sq-verify-bg: rgba(248, 250, 252, 0.94);
  --sq-verify-done-bg: rgba(240, 253, 244, 0.96);
  --sq-ring-track: #dbe3f0;
  --banner-bg: #fff7ed;
  --banner-text: #9a3412;
  --banner-border: #fed7aa;
  --rcpt-name: #111111;
  --dot-border: #ffffff;
  --topbar-bg: rgba(255, 255, 255, 0.85);
  --radius: 14px;
  --radius-sm: 9px;
  --shadow-sm: 0 1px 2px rgba(16, 24, 40, 0.05);
  --shadow: 0 6px 20px rgba(16, 24, 40, 0.08);
  --shadow-lg: 0 18px 48px rgba(16, 24, 40, 0.18);
  --sidebar-w: 264px;
  --banner-h: 0px;
}

[data-theme="dark"] {
  color-scheme: dark;
  --bg: #0e1524;
  --card: #161f30;
  --border: #263247;
  --border-strong: #3a4a63;
  --navy: #c5d0f5;
  --navy-2: #a8b6e8;
  --brand-deep: #0a194e;
  --brand-deep-2: #122a6e;
  --primary: #3b82f6;
  --primary-hover: #60a5fa;
  --green: #22c55e;
  --green-soft: rgba(34, 197, 94, 0.16);
  --text: #e6ebf5;
  --muted: #94a3b8;
  --muted-2: #6b7a90;
  --danger: #f87171;
  --danger-soft: rgba(248, 113, 113, 0.16);
  --warning: #fbbf24;
  --warning-soft: rgba(251, 191, 36, 0.14);
  --info-soft: rgba(59, 130, 246, 0.16);
  --input-bg: #1a2438;
  --surface-2: #1e2a3d;
  --surface-3: #1c2739;
  --row-hover: #1c2739;
  --field-label: #cbd5e1;
  --on-green: #86efac;
  --on-danger: #fca5a5;
  --on-warning: #fcd34d;
  --on-info: #93c5fd;
  --alert-error-border: rgba(248, 113, 113, 0.35);
  --alert-success-border: rgba(34, 197, 94, 0.35);
  --alert-info-border: rgba(59, 130, 246, 0.35);
  --focus-ring: rgba(59, 130, 246, 0.28);
  --sq-tile-bg: linear-gradient(180deg, #1a2438 0%, #161f30 48%);
  --sq-tile-verified-bg: linear-gradient(180deg, rgba(34, 197, 94, 0.12) 0%, #161f30 55%);
  --sq-tile-verified-border: rgba(34, 197, 94, 0.45);
  --sq-verify-bg: rgba(14, 21, 36, 0.92);
  --sq-verify-done-bg: rgba(20, 40, 28, 0.94);
  --sq-ring-track: #334155;
  --banner-bg: #2a2118;
  --banner-text: #fdba74;
  --banner-border: #5c4030;
  --rcpt-name: #e6ebf5;
  --dot-border: #161f30;
  --topbar-bg: rgba(22, 31, 48, 0.88);
  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.28);
  --shadow: 0 6px 20px rgba(0, 0, 0, 0.38);
  --shadow-lg: 0 18px 48px rgba(0, 0, 0, 0.5);
}

html { font-size: 16px; }
body {
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  min-height: 100vh;
  line-height: 1.5;
}

.hidden { display: none !important; }

/* Optional site disclosure banner (hidden when empty via brand config) */
.site-banner {
  position: fixed; top: 0; left: 0; right: 0; z-index: 500;
  height: var(--banner-h);
  display: flex; align-items: center; justify-content: center;
  background: var(--banner-bg); color: var(--banner-text);
  border-bottom: 1px solid var(--banner-border);
  font-size: 0.78rem; font-weight: 600; letter-spacing: 0.01em;
  padding: 0 1rem; text-align: center;
}
.site-banner.hidden { display: none !important; }

/* Screens */
.screen { display: none; min-height: 100vh; padding-top: var(--banner-h); }
.screen.active { display: block; }
/* Force inactive screens hidden even if they carry a layout class like .app-layout (which sets display:flex). */
.screen:not(.active) { display: none !important; }
#login-screen.active, #pin-screen.active { display: flex; align-items: stretch; }

/* ============ Brand ============ */
.brand { display: inline-flex; align-items: center; gap: 0.6rem; font-weight: 800; font-size: 1.2rem; }
.brand-mark {
  width: 34px; height: 34px; border-radius: 9px;
  display: grid; place-items: center; color: #fff; background: var(--green);
  font-weight: 800; font-size: 1.05rem; box-shadow: 0 2px 6px rgba(22,163,74,0.35);
}
.brand-mark-img,
.lp-mark-img {
  width: 34px; height: 34px; border-radius: 9px; flex-shrink: 0;
  display: block; object-fit: contain;
  box-shadow: 0 2px 8px rgba(10,25,78,0.28);
}
.brand-name { color: var(--navy); }
.brand-name em { font-style: normal; color: var(--navy); font-weight: 700; }
.brand-light .brand-name { color: #f4f7fc; }
.brand-admin { padding: 0 0.5rem 1.25rem; border-bottom: 1px solid var(--border); margin-bottom: 1rem; }

.sidebar-brand {
  display: flex; align-items: center; gap: 0.55rem;
  padding: 0 0.35rem 1rem; margin-bottom: 0.25rem;
  border-bottom: 1px solid var(--border);
}
.sidebar-brand-mark { width: 32px; height: 32px; border-radius: 8px; flex-shrink: 0; display: block; }
.sidebar-brand-text {
  font-weight: 800; font-size: 0.78rem; line-height: 1.15;
  color: var(--navy); letter-spacing: 0.02em;
}
.topbar-brand-lockup { display: flex; align-items: center; gap: 0.5rem; }
.topbar-mark { width: 28px; height: 28px; border-radius: 7px; flex-shrink: 0; display: block; }
.topbar-brand-text {
  font-weight: 800; font-size: 0.82rem; color: var(--navy);
  letter-spacing: 0.02em; white-space: nowrap;
}
.rcpt-mark { flex-shrink: 0; }

/* ============ Auth / Login ============ */
.auth-split { display: grid; grid-template-columns: 1.05fr 1fr; width: 100%; min-height: calc(100vh - var(--banner-h)); }
.auth-hero {
  position: relative; overflow: hidden;
  background: linear-gradient(160deg, #071238 0%, var(--brand-deep) 45%, var(--brand-deep-2) 100%);
  color: #fff; padding: 3.5rem clamp(2rem, 5vw, 5rem);
  display: flex; flex-direction: column; justify-content: center;
}
/* Soft ambient glows for depth (decorative). */
.auth-hero::before,
.auth-hero::after {
  content: ""; position: absolute; border-radius: 50%; pointer-events: none;
  background: radial-gradient(circle, rgba(22,163,74,0.28), transparent 68%);
}
.auth-hero::before { width: 440px; height: 440px; top: -140px; right: -120px; }
.auth-hero::after { width: 360px; height: 360px; bottom: -160px; left: -100px; background: radial-gradient(circle, rgba(37,99,235,0.3), transparent 68%); }
.auth-hero > * { position: relative; z-index: 1; }
.auth-hero .brand { font-size: 1.3rem; }
.auth-hero h1 { font-size: clamp(2rem, 3.5vw, 3rem); font-weight: 800; margin: 2rem 0 1rem; line-height: 1.1; letter-spacing: -0.01em; }
.auth-hero-sub { color: #c7cdf0; font-size: 1.05rem; line-height: 1.6; max-width: 460px; margin-bottom: 2.75rem; }
.hero-features { list-style: none; display: flex; flex-direction: column; gap: 1.15rem; }
.hero-features li {
  display: flex; gap: 1rem; align-items: center;
  padding: 0.5rem 0.75rem 0.5rem 0.5rem; border-radius: 12px;
  transition: background 0.2s ease;
}
.hero-features li:hover { background: rgba(255,255,255,0.06); }
.hf-icon {
  width: 44px; height: 44px; border-radius: 12px; flex-shrink: 0;
  display: grid; place-items: center; font-size: 1.2rem;
  background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.14);
}
.hero-features strong { display: block; font-size: 1rem; letter-spacing: 0.01em; }
.hero-features span span, .hero-features li > div > span { color: #b9c0ea; font-size: 0.9rem; }

.auth-panel { display: flex; align-items: center; justify-content: center; padding: 3rem 1.5rem; }
.auth-card { width: 100%; max-width: 420px; }
.auth-mobile-brand { display: none; align-items: center; justify-content: center; gap: 0.6rem; font-weight: 800; font-size: 1.3rem; margin-bottom: 1.75rem; }
.auth-tabs {
  display: flex; gap: 0.35rem; background: var(--surface-2); padding: 0.3rem;
  border-radius: 11px; margin-bottom: 1.75rem;
}
.auth-tab {
  flex: 1; padding: 0.55rem; border: none; background: transparent; cursor: pointer;
  font-family: inherit; font-weight: 600; font-size: 0.9rem; color: var(--muted); border-radius: 8px;
}
.auth-tab.active { background: var(--card); color: var(--navy); box-shadow: var(--shadow-sm); }
.auth-form h2 { font-size: 1.85rem; font-weight: 800; color: var(--navy); letter-spacing: -0.01em; }
.auth-sub { color: var(--muted); margin-bottom: 1.75rem; }
.auth-form .btn-primary.btn-block { margin-top: 0.35rem; padding-top: 0.82rem; padding-bottom: 0.82rem; font-size: 0.98rem; box-shadow: 0 6px 16px rgba(37,99,235,0.22); }

.field { display: block; margin-bottom: 1.1rem; }
.field > span { display: block; font-size: 0.85rem; font-weight: 600; color: var(--field-label); margin-bottom: 0.4rem; }
.field input, .input, select, textarea {
  width: 100%; padding: 0.75rem 0.9rem; border: 1px solid var(--border-strong);
  border-radius: var(--radius-sm); font-family: inherit; font-size: 0.95rem; color: var(--text);
  background: var(--input-bg); transition: border-color 0.15s, box-shadow 0.15s, background 0.15s;
}
.field input::placeholder, .input::placeholder, textarea::placeholder { color: var(--muted-2); }
.field input:hover, .input:hover, select:hover, textarea:hover { border-color: var(--muted-2); }
.field input:focus, .input:focus, select:focus, textarea:focus {
  outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px var(--focus-ring);
}
/* Invalid field styling (native + explicit .is-invalid) */
.field input.is-invalid, .input.is-invalid,
.field input:user-invalid, .input:user-invalid {
  border-color: var(--danger); box-shadow: 0 0 0 3px rgba(220,38,38,0.12);
}
textarea { resize: vertical; min-height: 96px; }
.pw-wrap { position: relative; display: block; }
.pw-wrap .input, .pw-wrap input { padding-right: 3.6rem; }
.pw-toggle {
  position: absolute; right: 0.5rem; top: 50%; transform: translateY(-50%);
  border: none; background: none; color: var(--primary); font-weight: 600; font-size: 0.8rem; cursor: pointer;
  padding: 0.3rem 0.45rem; border-radius: 7px;
}
.pw-toggle:hover { background: var(--info-soft); }
.checkbox { display: flex; align-items: center; gap: 0.5rem; font-size: 0.88rem; color: var(--muted); margin-bottom: 1.25rem; cursor: pointer; }
.checkbox input { width: 16px; height: 16px; accent-color: var(--primary); cursor: pointer; }
.auth-alt { text-align: center; margin-top: 1.25rem; color: var(--muted); font-size: 0.9rem; }
.auth-secure-note { text-align: center; margin-top: 1rem; color: var(--muted-2); font-size: 0.78rem; display: flex; align-items: center; justify-content: center; gap: 0.35rem; }
.link { border: none; background: none; color: var(--primary); font-weight: 600; cursor: pointer; font-family: inherit; font-size: inherit; }
.link:hover { text-decoration: underline; }
.auth-hint { color: var(--muted); font-size: 0.8rem; margin-top: 1rem; }
.auth-hint.center { text-align: center; }
.auth-hint code { background: var(--surface-2); padding: 0.1rem 0.35rem; border-radius: 5px; color: var(--navy); font-weight: 600; }

/* Alerts */
.alert { display: flex; align-items: flex-start; gap: 0.55rem; padding: 0.75rem 0.95rem; border-radius: var(--radius-sm); font-size: 0.88rem; line-height: 1.45; margin-bottom: 1rem; }
.alert::before { flex-shrink: 0; font-weight: 700; line-height: 1.4; }
.alert-error { background: var(--danger-soft); color: var(--on-danger); border: 1px solid var(--alert-error-border); }
.alert-error::before { content: "\26A0"; }
.alert-success { background: var(--green-soft); color: var(--on-green); border: 1px solid var(--alert-success-border); }
.alert-success::before { content: "\2714"; }
.alert-info { background: var(--info-soft); color: var(--on-info); border: 1px solid var(--alert-info-border); }
.alert-info::before { content: "\2139"; }

.otp-input { text-align: center; font-size: 1.7rem; font-weight: 800; letter-spacing: 0.6rem; text-indent: 0.6rem; font-variant-numeric: tabular-nums; }

/* ——— Transaction receipt ——— */
.modal.receipt-modal { max-width: 780px; }
.tx-receipt-link { margin-top: 0.2rem; font-size: 0.8rem; display: inline-block; }
.receipt { padding: 0.5rem 0.25rem 0.25rem; color: var(--text); }

/* Header: logo left, serif name right */
.rcpt-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.25rem; }
.rcpt-header-left { display: flex; align-items: center; gap: 0.55rem; }
.rcpt-logo-text { font-weight: 800; font-size: 0.82rem; letter-spacing: 0.04em; color: var(--navy); }
.rcpt-logo-accent { color: #3d4f8c; }
.rcpt-header-right {
  font-family: Georgia, "Times New Roman", Times, serif;
  font-size: 1.35rem; font-weight: 700; color: var(--rcpt-name);
}

/* Title block */
.rcpt-main-title {
  text-align: center; font-size: 1.05rem; font-weight: 800;
  letter-spacing: 0.06em; color: var(--text); margin: 0 0 0.35rem;
}
.rcpt-subtitle { text-align: center; font-size: 0.82rem; color: var(--muted); margin: 0 0 1.5rem; }

/* Two-column body */
.rcpt-body { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem 2rem; margin-bottom: 1.75rem; }
.rcpt-section-head { font-weight: 800; font-size: 0.78rem; letter-spacing: 0.04em; margin-bottom: 0.65rem; }
.rcpt-subhead { font-weight: 700; font-size: 0.88rem; margin: 0.75rem 0 0.35rem; }
.rcpt-beneficiary p, .rcpt-status-body { font-size: 0.88rem; line-height: 1.55; margin: 0.2rem 0; }
.rcpt-beneficiary strong { font-weight: 700; }

/* Success column */
.rcpt-success-ok { font-size: 1.15rem; font-weight: 700; color: var(--green); margin-bottom: 0.5rem; }
.rcpt-success-pending { font-size: 1.15rem; font-weight: 700; color: #d97706; margin-bottom: 0.5rem; }
.rcpt-status-body { color: var(--text); }

/* Summary table — dark header */
.rcpt-table { width: 100%; border-collapse: collapse; font-size: 0.88rem; margin-bottom: 1rem; }
.rcpt-table thead th {
  background: #374151; color: #fff; font-weight: 700; text-align: left;
  padding: 0.55rem 0.75rem; font-size: 0.82rem; letter-spacing: 0.02em;
}
.rcpt-table thead th:last-child { text-align: left; }
.rcpt-table tbody td {
  padding: 0.5rem 0.75rem; border: 1px solid var(--border);
  vertical-align: top;
}
.rcpt-table tbody td:first-child { color: var(--text); }
.rcpt-table tbody td:last-child { font-weight: 700; color: var(--navy); }

.rcpt-foot { margin-top: 0.5rem; font-size: 0.72rem; color: var(--muted); line-height: 1.45; text-align: center; }
.receipt-actions { flex-wrap: wrap; }

@media (max-width: 640px) {
  .rcpt-body { grid-template-columns: 1fr; }
  .rcpt-header-right { font-size: 1.1rem; }
}

@media print {
  body * { visibility: hidden !important; }
  #receipt, #receipt * { visibility: visible !important; }
  #modal-root .modal-backdrop { position: absolute; inset: 0; background: transparent !important; padding: 0; display: block; }
  #modal-root .modal { box-shadow: none !important; max-width: none !important; width: 100% !important; margin: 0 !important; border-radius: 0 !important; }
  #receipt { position: absolute; left: 0; top: 0; width: 100%; padding: 28px 32px; }
  .no-print, .site-banner { display: none !important; }
}

/* ============ Buttons ============ */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 0.7rem 1.15rem; border: 1px solid transparent; border-radius: var(--radius-sm);
  font-family: inherit; font-size: 0.92rem; font-weight: 600; cursor: pointer;
  transition: background 0.15s, transform 0.05s, box-shadow 0.15s;
}
.btn:active { transform: translateY(1px); }
.btn:disabled { opacity: 0.55; cursor: not-allowed; }
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: var(--primary-hover); }
.btn-navy { background: var(--brand-deep); color: #fff; }
.btn-navy:hover { background: var(--brand-deep-2); }
.btn-green { background: var(--green); color: #fff; }
.btn-green:hover { background: #15803d; }
.btn-danger { background: var(--danger); color: #fff; }
.btn-danger:hover { background: #b91c1c; }
.btn-outline { background: var(--card); color: var(--navy); border-color: var(--border-strong); }
.btn-outline:hover { background: var(--row-hover); }
.btn-ghost { background: transparent; color: var(--muted); }
.btn-ghost:hover { background: var(--surface-3); }
.btn-block { width: 100%; }
.btn-sm { padding: 0.45rem 0.8rem; font-size: 0.82rem; }
.btn-white { background: rgba(255,255,255,0.16); color: #fff; border-color: rgba(255,255,255,0.28); }
.btn-white:hover { background: rgba(255,255,255,0.26); }

/* ============ PIN screen ============ */
#pin-screen { justify-content: center; align-items: center; background: var(--bg); padding: 1.5rem; }
.pin-card { width: 100%; max-width: 400px; background: var(--card); border-radius: var(--radius); box-shadow: var(--shadow-lg); overflow: hidden; }
.pin-header { position: relative; overflow: hidden; background: linear-gradient(160deg, var(--brand-deep), var(--brand-deep-2)); color: #fff; padding: 2.25rem 2rem; text-align: center; }
.pin-header::after { content: ""; position: absolute; top: -60px; right: -40px; width: 160px; height: 160px; border-radius: 50%; background: radial-gradient(circle, rgba(22,163,74,0.28), transparent 70%); pointer-events: none; }
.pin-avatar { position: relative; z-index: 1; width: 64px; height: 64px; border-radius: 50%; background: rgba(255,255,255,0.18); border: 1px solid rgba(255,255,255,0.2); display: grid; place-items: center; font-size: 1.6rem; font-weight: 700; margin: 0 auto 1rem; overflow: hidden; }
.pin-avatar.has-photo { padding: 0; background: rgba(255,255,255,0.1); }
.pin-avatar img { width: 100%; height: 100%; object-fit: cover; display: block; }
.pin-header h2 { position: relative; z-index: 1; font-size: 1.35rem; }
.pin-header p { position: relative; z-index: 1; color: #c7cdf0; font-size: 0.9rem; margin-top: 0.35rem; }
.pin-body { padding: 1.75rem; }
.pin-inputs { display: flex; gap: 0.75rem; justify-content: center; margin-bottom: 1.5rem; }
.pin-digit { width: 56px; height: 64px; text-align: center; font-size: 1.6rem; font-weight: 800; color: var(--navy); border: 1px solid var(--border-strong); border-radius: 12px; background: var(--input-bg); transition: border-color 0.15s, box-shadow 0.15s, background 0.15s; }
.pin-digit:hover { border-color: var(--muted-2); }
.pin-digit:focus { outline: none; border-color: var(--primary); background: var(--input-bg); box-shadow: 0 0 0 3px var(--focus-ring); }
.pin-body .btn-block + .btn-block { margin-top: 0.6rem; }

/* ============ App layout ============ */
.app-layout { display: flex; }
.sidebar {
  width: var(--sidebar-w); background: var(--card); border-right: 1px solid var(--border);
  position: fixed; top: var(--banner-h); bottom: 0; left: 0; z-index: 40;
  display: flex; flex-direction: column; padding: 1.25rem 0.9rem; overflow-y: auto;
}
.app-main { flex: 1; margin-left: var(--sidebar-w); min-width: 0; display: flex; flex-direction: column; }

/* Sidebar profile card */
.profile-card { background: linear-gradient(160deg, var(--brand-deep), var(--brand-deep-2)); color: #fff; border-radius: var(--radius); padding: 1.1rem; margin-bottom: 1.1rem; }
.profile-top { display: flex; align-items: center; gap: 0.75rem; }
.profile-avatar { width: 46px; height: 46px; border-radius: 50%; background: rgba(255,255,255,0.2); display: grid; place-items: center; font-weight: 700; font-size: 1.15rem; overflow: hidden; flex-shrink: 0; }
.profile-avatar.has-photo { background: rgba(255,255,255,0.12); padding: 0; }
.profile-avatar img { width: 100%; height: 100%; object-fit: cover; display: block; }
.profile-name { font-weight: 700; font-size: 0.98rem; }
.profile-id { font-size: 0.75rem; color: #c7cdf0; }
.profile-meta { display: flex; flex-wrap: wrap; align-items: center; gap: 0.45rem; margin-top: 0.75rem; }
.kyc-badge { display: inline-flex; align-items: center; gap: 0.3rem; background: rgba(22,163,74,0.25); color: #bbf7d0; font-size: 0.72rem; font-weight: 600; padding: 0.2rem 0.55rem; border-radius: 999px; }
.tier-chip {
  display: inline-flex; align-items: center; font-size: 0.7rem; font-weight: 700;
  padding: 0.18rem 0.55rem; border-radius: 999px; letter-spacing: 0.03em;
  background: rgba(255,255,255,0.14); color: #e8ecff; border: 1px solid rgba(255,255,255,0.18);
}
.tier-chip.tier-gold { background: rgba(251, 191, 36, 0.22); color: #fde68a; border-color: rgba(251, 191, 36, 0.35); }
.tier-chip.tier-silver { background: rgba(226, 232, 240, 0.18); color: #e2e8f0; }
.tier-chip.tier-platinum { background: rgba(196, 181, 253, 0.22); color: #ddd6fe; }
.tier-chip.tier-standard { background: rgba(147, 197, 253, 0.2); color: #bfdbfe; }
.profile-actions { display: flex; gap: 0.5rem; margin-top: 0.9rem; }
.profile-actions .btn { flex: 1; }

/* Sidebar nav */
.nav-group { margin-bottom: 1rem; }
.nav-group-title { font-size: 0.68rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted-2); padding: 0 0.6rem; margin-bottom: 0.4rem; }
.side-nav { display: flex; flex-direction: column; gap: 0.15rem; }
.side-link {
  display: flex; align-items: center; gap: 0.7rem; width: 100%; text-align: left;
  padding: 0.62rem 0.7rem; border: none; background: none; border-radius: 9px;
  color: var(--muted); font-family: inherit; font-size: 0.9rem; font-weight: 500; cursor: pointer;
}
.side-link span:first-child { width: 20px; text-align: center; }
.side-link:hover { background: var(--surface-3); color: var(--navy); }
.side-link.active { background: var(--info-soft); color: var(--primary); font-weight: 600; }
.side-link.logout { color: var(--danger); margin-top: 0.4rem; }
.side-link.logout:hover { background: var(--danger-soft); }
.side-foot { margin-top: auto; padding: 1rem 0.6rem 0; font-size: 0.72rem; color: var(--muted-2); }

/* Topbar */
.topbar {
  position: sticky; top: var(--banner-h); z-index: 30;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  background: var(--topbar-bg); backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border); padding: 0.85rem 1.5rem;
}
.topbar-title { font-size: 1.05rem; font-weight: 700; color: var(--navy); }
.topbar-left .topbar-date { font-size: 0.82rem; color: var(--muted); }
.topbar-right { display: flex; align-items: center; gap: 0.9rem; }
.balance-pill { display: inline-flex; align-items: center; gap: 0.45rem; background: var(--green-soft); color: var(--on-green); font-weight: 700; font-size: 0.85rem; padding: 0.4rem 0.8rem; border-radius: 999px; }
.icon-btn { position: relative; width: 40px; height: 40px; border-radius: 10px; border: 1px solid var(--border); background: var(--card); cursor: pointer; font-size: 1.1rem; }
.icon-btn:hover { background: var(--row-hover); }
.notif-dot { position: absolute; top: 7px; right: 8px; width: 8px; height: 8px; background: var(--danger); border-radius: 50%; border: 2px solid var(--dot-border); }
.avatar { width: 40px; height: 40px; border-radius: 50%; background: var(--brand-deep); color: #fff; display: grid; place-items: center; font-weight: 700; cursor: pointer; overflow: hidden; flex-shrink: 0; }
.avatar.has-photo { padding: 0; background: var(--surface-2); }
.avatar img { width: 100%; height: 100%; object-fit: cover; display: block; pointer-events: none; }
.avatar-admin { background: var(--primary); }
.dropdown-head .tier-inline { margin-top: 0.2rem; color: var(--primary); font-weight: 600; }
.menu-wrap { position: relative; }
.dropdown {
  position: absolute; right: 0; top: calc(100% + 8px); width: 250px; background: var(--card);
  border: 1px solid var(--border); border-radius: 12px; box-shadow: var(--shadow-lg); overflow: hidden; z-index: 60;
}
.dropdown-head { padding: 0.9rem 1rem; border-bottom: 1px solid var(--border); }
.dropdown-head .dn { font-weight: 700; }
.dropdown-head .di { font-size: 0.78rem; color: var(--muted); }
.dropdown-item { display: flex; align-items: center; gap: 0.6rem; width: 100%; padding: 0.65rem 1rem; border: none; background: none; text-align: left; font-family: inherit; font-size: 0.9rem; color: var(--text); cursor: pointer; }
.dropdown-item:hover { background: var(--row-hover); }
.dropdown-item.danger { color: var(--danger); }

/* Notifications */
.notif-badge {
  position: absolute; top: -6px; right: -6px; min-width: 18px; height: 18px; padding: 0 4px;
  display: inline-flex; align-items: center; justify-content: center;
  background: var(--danger); color: #fff; font-size: 0.68rem; font-weight: 700; line-height: 1;
  border-radius: 999px; border: 2px solid var(--dot-border); box-shadow: var(--shadow-sm);
  animation: notif-pop 0.2s ease;
}
@keyframes notif-pop { from { transform: scale(0.4); opacity: 0; } to { transform: scale(1); opacity: 1; } }
.notif-dropdown { width: 340px; max-width: min(340px, calc(100vw - 2rem)); padding: 0; }
.notif-head { display: flex; align-items: center; justify-content: space-between; gap: 0.5rem; }
.notif-head .dn { display: inline-flex; align-items: center; gap: 0.45rem; }
.notif-head-count { background: var(--info-soft); color: var(--primary); font-size: 0.72rem; font-weight: 700; padding: 0.05rem 0.4rem; border-radius: 999px; }
.notif-markall { border: none; background: none; color: var(--primary); font-family: inherit; font-size: 0.8rem; font-weight: 600; cursor: pointer; padding: 0.2rem 0.3rem; border-radius: 6px; }
.notif-markall:hover:not(:disabled) { background: var(--info-soft); }
.notif-markall:disabled { color: var(--muted-2); cursor: default; }
.notif-list { max-height: 380px; overflow-y: auto; }
.notif-item {
  position: relative; display: flex; align-items: flex-start; gap: 0.65rem; width: 100%; text-align: left;
  padding: 0.75rem 1rem; border: none; border-bottom: 1px solid var(--border); background: none;
  font-family: inherit; cursor: pointer; transition: background 0.15s;
}
.notif-item:last-child { border-bottom: none; }
.notif-item:hover { background: var(--row-hover); }
.notif-item.unread { background: var(--info-soft); }
.notif-item.unread:hover { background: var(--info-soft); filter: brightness(1.08); }
.notif-item-ico {
  flex: 0 0 auto; width: 34px; height: 34px; border-radius: 9px; display: grid; place-items: center;
  background: var(--card); border: 1px solid var(--border); font-size: 1rem;
}
.notif-item-body { display: flex; flex-direction: column; gap: 0.12rem; min-width: 0; }
.notif-item-title { font-size: 0.88rem; font-weight: 700; color: var(--navy); }
.notif-item-msg { font-size: 0.8rem; color: var(--muted); line-height: 1.35; }
.notif-item-meta { font-size: 0.72rem; color: var(--muted-2); margin-top: 0.15rem; font-variant-numeric: tabular-nums; }
.notif-item-meta strong.pos { color: var(--green); }
.notif-item-meta strong.neg { color: var(--danger); }
.notif-unread-dot { flex: 0 0 auto; align-self: center; width: 8px; height: 8px; border-radius: 50%; background: var(--primary); margin-left: auto; }
.notif-empty { display: flex; flex-direction: column; align-items: center; gap: 0.5rem; padding: 2rem 1rem; color: var(--muted); font-size: 1.4rem; }
.notif-empty span { font-size: 0.88rem; }

@media (prefers-reduced-motion: reduce) {
  .notif-badge { animation: none; }
  .notif-item { transition: none; }
}

/* Page */
.page { padding: 1.5rem clamp(1rem, 3vw, 2rem) 4rem; max-width: 1200px; width: 100%; }
.page-head { margin-bottom: 1.5rem; }
.page-head h1 { font-size: 1.6rem; font-weight: 800; color: var(--navy); }
.page-head p { color: var(--muted); margin-top: 0.25rem; }
.back-link { display: inline-flex; align-items: center; gap: 0.4rem; color: var(--muted); background: none; border: none; cursor: pointer; font-family: inherit; font-size: 0.9rem; margin-bottom: 1rem; }
.back-link:hover { color: var(--navy); }

/* Cards / grids */
.card { background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.35rem; box-shadow: var(--shadow-sm); }
.card-title { font-size: 1.02rem; font-weight: 700; color: var(--navy); margin-bottom: 1rem; display: flex; align-items: center; justify-content: space-between; gap: 0.5rem; }
.grid { display: grid; gap: 1rem; }
.stat-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; margin-bottom: 1.25rem; }
.stat {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.15rem 1.25rem; box-shadow: var(--shadow-sm);
  transition: border-color 0.15s, box-shadow 0.15s, transform 0.15s;
}
.stat:hover { box-shadow: var(--shadow); border-color: var(--border-strong); transform: translateY(-2px); }
.stat .s-label { font-size: 0.8rem; color: var(--muted); font-weight: 600; display: flex; align-items: center; gap: 0.5rem; }
.stat .s-icon { width: 32px; height: 32px; border-radius: 9px; display: grid; place-items: center; font-size: 0.95rem; }
.s-icon.blue { background: var(--info-soft); }
.s-icon.green { background: var(--green-soft); }
.s-icon.amber { background: var(--warning-soft); }
.s-icon.purple { background: var(--info-soft); }
.stat .s-value { font-size: 1.55rem; font-weight: 800; color: var(--navy); margin-top: 0.6rem; letter-spacing: -0.01em; font-variant-numeric: tabular-nums; }
.stat .s-sub { font-size: 0.78rem; color: var(--muted-2); margin-top: 0.2rem; }

.dash-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 1.25rem; align-items: start; }

/* Balance hero card */
.balance-card { position: relative; overflow: hidden; background: linear-gradient(135deg, #1d4ed8 0%, #2563eb 45%, #4f46e5 100%); color: #fff; border-radius: var(--radius); padding: 1.6rem; box-shadow: var(--shadow); }
.balance-card::after { content: ""; position: absolute; top: -60px; right: -60px; width: 220px; height: 220px; border-radius: 50%; background: radial-gradient(circle, rgba(255,255,255,0.16), transparent 70%); pointer-events: none; }
.balance-card > * { position: relative; z-index: 1; }
.balance-card .bc-top { display: flex; justify-content: space-between; align-items: flex-start; gap: 1rem; }
.bc-greeting { font-size: 0.95rem; font-weight: 600; color: #eef2ff; }
.bc-clock { font-size: 0.82rem; color: #c7d2fe; margin-top: 0.15rem; font-variant-numeric: tabular-nums; }
.bc-label { font-size: 0.78rem; letter-spacing: 0.04em; text-transform: uppercase; color: #c7d2fe; margin-top: 1.35rem; display: flex; align-items: center; gap: 0.5rem; }
.bc-amount { font-size: 2.55rem; font-weight: 800; letter-spacing: -0.02em; margin-top: 0.2rem; font-variant-numeric: tabular-nums; }
.bc-acct { display: flex; align-items: center; gap: 0.6rem; margin-top: 0.85rem; font-size: 0.85rem; color: #e0e7ff; flex-wrap: wrap; }
.pill { display: inline-flex; align-items: center; gap: 0.35rem; font-size: 0.72rem; font-weight: 700; padding: 0.2rem 0.6rem; border-radius: 999px; }
.pill-active { background: rgba(22,163,74,0.3); color: #bbf7d0; }
.pill-inactive { background: rgba(220,38,38,0.25); color: #fecaca; }
.bc-actions { display: flex; gap: 0.6rem; margin-top: 1.45rem; flex-wrap: wrap; }
.eye-btn { border: none; background: rgba(255,255,255,0.2); color: #fff; width: 34px; height: 34px; border-radius: 9px; cursor: pointer; transition: background 0.15s; display: grid; place-items: center; }
.eye-btn:hover { background: rgba(255,255,255,0.32); }

/* Quick actions */
.qa-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); gap: 0.9rem; }
.qa-tile {
  display: flex; flex-direction: column; align-items: flex-start; gap: 0.6rem; text-align: left;
  padding: 1.1rem; border: 1px solid var(--border); border-radius: var(--radius); background: var(--card);
  cursor: pointer; transition: border-color 0.15s, box-shadow 0.15s, transform 0.15s;
}
.qa-tile:hover { border-color: var(--primary); box-shadow: var(--shadow); transform: translateY(-2px); }
.qa-tile:active { transform: translateY(0); }
.qa-ico { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; font-size: 1.2rem; }
.qa-tile strong { font-size: 0.92rem; color: var(--navy); }
.qa-tile span.qa-desc { font-size: 0.78rem; color: var(--muted); line-height: 1.35; }

/* Stat list (account statistics) */
.kv { display: flex; align-items: center; justify-content: space-between; padding: 0.7rem 0; border-bottom: 1px solid var(--border); font-size: 0.9rem; }
.kv:last-child { border-bottom: none; }
.kv .k { color: var(--muted); }
.kv .v { font-weight: 700; color: var(--navy); font-variant-numeric: tabular-nums; text-align: right; }

/* Transactions */
.tx-list { display: flex; flex-direction: column; }
.tx-item { display: flex; align-items: center; gap: 0.9rem; padding: 0.85rem 0.6rem; margin: 0 -0.6rem; border-bottom: 1px solid var(--border); border-radius: 10px; transition: background 0.12s; }
.tx-item:last-child { border-bottom: none; }
.tx-item:hover { background: var(--row-hover); }
.tx-ico { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; font-size: 1.05rem; font-weight: 700; flex-shrink: 0; }
.tx-ico.credit { background: var(--green-soft); color: var(--on-green); }
.tx-ico.debit { background: var(--danger-soft); color: var(--on-danger); }
.tx-ico.transfer { background: var(--info-soft); color: var(--on-info); }
.tx-main { flex: 1; min-width: 0; }
.tx-desc { font-weight: 600; font-size: 0.9rem; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.tx-meta { font-size: 0.78rem; color: var(--muted); margin-top: 0.15rem; display: flex; align-items: center; flex-wrap: wrap; gap: 0.35rem; }
.tx-amt { font-weight: 800; white-space: nowrap; font-size: 0.98rem; text-align: right; font-variant-numeric: tabular-nums; letter-spacing: -0.01em; }
.tx-amt.pos { color: var(--green); }
.tx-amt.neg { color: var(--text); }

/* Empty states */
.empty { text-align: center; padding: 2.75rem 1rem; color: var(--muted); }
.empty .em-ico { font-size: 2rem; margin-bottom: 0.65rem; width: 66px; height: 66px; border-radius: 50%; background: var(--surface-3); display: grid; place-items: center; margin-left: auto; margin-right: auto; }
.empty p { margin-bottom: 1rem; font-weight: 500; }

/* Badges */
.badge { display: inline-flex; align-items: center; gap: 0.3rem; padding: 0.2rem 0.6rem; border-radius: 999px; font-size: 0.72rem; font-weight: 700; }
.badge-green { background: var(--green-soft); color: var(--on-green); }
.badge-amber { background: var(--warning-soft); color: var(--on-warning); }
.badge-red { background: var(--danger-soft); color: var(--on-danger); }
.badge-gray { background: var(--surface-2); color: var(--muted); }
.badge-blue { background: var(--info-soft); color: var(--on-info); }

/* Tables */
.table-wrap { overflow-x: auto; }
table.tbl { width: 100%; border-collapse: collapse; font-size: 0.88rem; }
table.tbl th, table.tbl td { text-align: left; padding: 0.75rem 0.9rem; border-bottom: 1px solid var(--border); vertical-align: middle; }
table.tbl th { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); font-weight: 700; }
table.tbl tbody tr:hover { background: var(--row-hover); }
.table-actions { display: flex; gap: 0.6rem; flex-wrap: wrap; }

/* Forms layout */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-full { grid-column: 1 / -1; }
.field-note { font-size: 0.78rem; color: var(--muted); margin-top: 0.35rem; }
.amount-field { position: relative; }
.amount-field .cur { position: absolute; left: 0.95rem; top: 50%; transform: translateY(-50%); color: var(--muted); font-weight: 700; font-size: 1.05rem; }
.amount-field input { padding-left: 2rem; font-size: 1.2rem; font-weight: 800; font-variant-numeric: tabular-nums; }
.chips { display: flex; gap: 0.5rem; flex-wrap: wrap; margin-top: 0.6rem; }
.chip { border: 1px solid var(--border-strong); background: var(--card); border-radius: 999px; padding: 0.4rem 0.9rem; font-size: 0.82rem; font-weight: 600; color: var(--navy); cursor: pointer; transition: border-color 0.15s, color 0.15s, background 0.15s; }
.chip:hover { border-color: var(--primary); color: var(--primary); background: var(--info-soft); }
.chip:active { transform: translateY(1px); }

/* Section header card (blue) */
.section-hero { position: relative; overflow: hidden; background: linear-gradient(135deg, var(--brand-deep), var(--brand-deep-2)); color: #fff; border-radius: var(--radius); padding: 1.4rem 1.5rem; margin-bottom: 1.25rem; }
.section-hero::after { content: ""; position: absolute; top: -70px; right: -50px; width: 200px; height: 200px; border-radius: 50%; background: radial-gradient(circle, rgba(255,255,255,0.1), transparent 70%); pointer-events: none; }
.section-hero h2 { font-size: 1.3rem; font-weight: 800; letter-spacing: -0.01em; }
.section-hero p { color: #c7cdf0; margin-top: 0.25rem; font-size: 0.92rem; }

/* Multi-step progress indicator (international wire) */
.stepper { list-style: none; display: flex; align-items: flex-start; gap: 0.25rem; margin: 0 0 1.25rem; padding: 0; }
.stepper .step { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 0.4rem; position: relative; text-align: center; }
/* Connector line between steps */
.stepper .step::before {
  content: ""; position: absolute; top: 15px; left: calc(-50% + 16px); right: calc(50% + 16px);
  height: 2px; background: var(--border-strong); z-index: 0;
}
.stepper .step:first-child::before { display: none; }
.stepper .step.is-done::before, .stepper .step.is-active::before { background: var(--primary); }
.step-dot {
  position: relative; z-index: 1; width: 32px; height: 32px; border-radius: 50%;
  display: grid; place-items: center; font-size: 0.85rem; font-weight: 800;
  background: var(--card); color: var(--muted-2); border: 2px solid var(--border-strong);
  transition: background 0.2s, color 0.2s, border-color 0.2s, box-shadow 0.2s;
}
.step-label { font-size: 0.78rem; font-weight: 600; color: var(--muted); }
.step.is-active .step-dot { background: var(--primary); color: #fff; border-color: var(--primary); box-shadow: 0 0 0 4px var(--focus-ring); }
.step.is-active .step-label { color: var(--navy); }
.step.is-done .step-dot { background: var(--green); color: #fff; border-color: var(--green); }
.step.is-done .step-label { color: var(--text); }

/* Security questions grid (wire step) */
.sq-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 1rem;
}
.sq-tile {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--sq-tile-bg);
  padding: 1.1rem 1rem 1rem;
  margin: 0;
  overflow: hidden;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.sq-tile.is-verified {
  border-color: var(--sq-tile-verified-border);
  background: var(--sq-tile-verified-bg);
  box-shadow: 0 0 0 3px rgba(22, 163, 74, 0.08);
}
.sq-tile.is-verifying { pointer-events: none; }
.sq-tile-num {
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--primary);
}
.sq-tile-q {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.35;
  min-height: 2.6em;
}
.sq-verified-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: 0.35rem;
  font-weight: 700;
  color: var(--on-green);
  font-size: 0.92rem;
}
.sq-check {
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--green); color: #fff;
  display: grid; place-items: center; font-size: 0.75rem; font-weight: 800;
}
.sq-verify {
  position: absolute; inset: 0;
  background: var(--sq-verify-bg);
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 0.65rem; z-index: 2;
}
.sq-verify.is-done { background: var(--sq-verify-done-bg); }
.sq-verify-label {
  font-size: 0.85rem; font-weight: 700; color: var(--navy); letter-spacing: 0.02em;
}
.sq-verify.is-done .sq-verify-label { color: var(--on-green); }
.sq-ring {
  position: relative; width: 72px; height: 72px;
}
.sq-ring svg {
  width: 100%; height: 100%; transform: rotate(-90deg);
}
.sq-ring-bg {
  stroke: var(--sq-ring-track); stroke-width: 3;
}
.sq-ring-fg {
  stroke: var(--primary); stroke-width: 3;
  stroke-linecap: round;
  stroke-dasharray: 97.4;
  stroke-dashoffset: 97.4;
  animation: sq-ring-fill var(--sq-ms, 5s) linear forwards;
}
.sq-verify.is-done .sq-ring-fg { stroke: var(--green); stroke-dashoffset: 0; animation: none; }
.sq-count {
  position: absolute; inset: 0;
  display: grid; place-items: center;
  font-size: 1.15rem; font-weight: 800; color: var(--navy);
}
.sq-verify.is-done .sq-count { color: var(--green); font-size: 1.35rem; }
@keyframes sq-ring-fill {
  to { stroke-dashoffset: 0; }
}
@media (prefers-reduced-motion: reduce) {
  .sq-ring-fg { animation: none; stroke-dashoffset: 0; opacity: 0.85; }
}
@media (max-width: 520px) {
  .sq-grid { grid-template-columns: 1fr; }
  .sq-tile-q { min-height: 0; }
}

/* Method selector grid */
.method-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(160px, 1fr)); gap: 0.9rem; }
.method-tile {
  border: 1px solid var(--border); border-radius: var(--radius); background: var(--card); padding: 1.25rem 1rem;
  text-align: center; cursor: pointer; transition: border-color 0.15s, box-shadow 0.15s, transform 0.15s;
}
.method-tile:hover { border-color: var(--primary); box-shadow: var(--shadow); transform: translateY(-2px); }
.method-tile:active { transform: translateY(0); }
.method-tile .m-ico { font-size: 1.8rem; margin-bottom: 0.5rem; }
.method-tile strong { display: block; color: var(--navy); font-size: 0.92rem; }
.method-tile span { font-size: 0.76rem; color: var(--muted); }

/* Feature/point cards */
.points-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(210px, 1fr)); gap: 1rem; }
.point { background: var(--card); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.2rem; }
.point .p-ico { width: 44px; height: 44px; border-radius: 11px; background: var(--info-soft); display: grid; place-items: center; font-size: 1.2rem; margin-bottom: 0.75rem; }
.point strong { display: block; color: var(--navy); margin-bottom: 0.3rem; }
.point p { font-size: 0.85rem; color: var(--muted); }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.step { text-align: center; }
.step .st-num { width: 40px; height: 40px; border-radius: 50%; background: var(--primary); color: #fff; display: grid; place-items: center; font-weight: 800; margin: 0 auto 0.6rem; }

.faq-item { border-bottom: 1px solid var(--border); padding: 0.9rem 0; }
.faq-item:last-child { border-bottom: none; }
.faq-q { font-weight: 700; color: var(--navy); font-size: 0.92rem; }
.faq-a { color: var(--muted); font-size: 0.87rem; margin-top: 0.3rem; }

/* Cards (bank cards) */
.bankcard { background: linear-gradient(135deg, #111827, #374151); color: #fff; border-radius: var(--radius); padding: 1.35rem; min-height: 170px; display: flex; flex-direction: column; justify-content: space-between; box-shadow: var(--shadow); }
.bankcard .bc-brand { display: flex; justify-content: space-between; align-items: center; font-weight: 700; }
.bankcard .bc-num { font-size: 1.2rem; letter-spacing: 0.12em; }
.bankcard .bc-foot { display: flex; justify-content: space-between; font-size: 0.8rem; color: #d1d5db; }

/* CTA */
.cta { background: linear-gradient(135deg, var(--primary), #4f46e5); color: #fff; border-radius: var(--radius); padding: 2rem; text-align: center; }
.cta h3 { font-size: 1.35rem; font-weight: 800; }
.cta p { color: #dbe4ff; margin: 0.4rem 0 1.2rem; }

/* segmented (credit/debit) */
.segmented { display: grid; grid-template-columns: 1fr 1fr; gap: 0.5rem; background: var(--surface-2); padding: 0.3rem; border-radius: 10px; }
.seg-btn { padding: 0.6rem; border: none; background: transparent; border-radius: 8px; font-family: inherit; font-weight: 700; font-size: 0.85rem; color: var(--muted); cursor: pointer; }
.seg-btn[data-direction="credit"].active { background: var(--green-soft); color: var(--on-green); }
.seg-btn[data-direction="debit"].active { background: var(--danger-soft); color: var(--on-danger); }

/* Theme segmented control (Settings) */
.theme-toggle {
  display: grid; grid-template-columns: 1fr 1fr; gap: 0.35rem;
  background: var(--surface-2); padding: 0.3rem; border-radius: 11px; max-width: 320px;
}
.theme-opt {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.45rem;
  padding: 0.7rem 0.9rem; border: none; background: transparent; border-radius: 8px;
  font-family: inherit; font-weight: 700; font-size: 0.9rem; color: var(--muted); cursor: pointer;
  transition: background 0.15s, color 0.15s, box-shadow 0.15s;
}
.theme-opt:hover { color: var(--navy); }
.theme-opt.active {
  background: var(--card); color: var(--navy); box-shadow: var(--shadow-sm);
}
.theme-opt .theme-ico { font-size: 1rem; line-height: 1; }

/* Modal */
.modal-backdrop { position: fixed; inset: 0; background: rgba(15,23,42,0.5); z-index: 200; display: flex; align-items: center; justify-content: center; padding: 1rem; }
.modal { background: var(--card); border-radius: var(--radius); width: 100%; max-width: 460px; box-shadow: var(--shadow-lg); max-height: 90vh; overflow-y: auto; }
.modal.wide { max-width: 560px; }
.modal-head { padding: 1.25rem 1.5rem; border-bottom: 1px solid var(--border); display: flex; align-items: center; justify-content: space-between; }
.modal-head h3 { font-size: 1.1rem; color: var(--navy); font-weight: 800; }
.modal-close { border: none; background: none; font-size: 1.3rem; color: var(--muted); cursor: pointer; line-height: 1; }
.modal-body { padding: 1.5rem; }
.modal-foot { padding: 1rem 1.5rem; border-top: 1px solid var(--border); display: flex; justify-content: flex-end; gap: 0.6rem; }
.modal-sub { color: var(--muted); font-size: 0.88rem; margin-top: -0.5rem; margin-bottom: 1.25rem; }

/* Toast */
.toast { position: fixed; bottom: 1.5rem; right: 1.5rem; background: var(--brand-deep); color: #fff; padding: 0.85rem 1.15rem; border-radius: 10px; box-shadow: var(--shadow-lg); z-index: 400; font-size: 0.9rem; font-weight: 500; max-width: 340px; animation: slideIn 0.25s ease; }
.toast.err { background: var(--danger); }
@keyframes slideIn { from { transform: translateY(12px); opacity: 0; } to { transform: translateY(0); opacity: 1; } }

/* ——— Success celebration overlay ——— */
.success-overlay {
  position: fixed; inset: 0; z-index: 500;
  display: grid; place-items: center;
  background: rgba(15, 23, 42, 0.45);
  opacity: 0; transition: opacity 0.28s ease;
  pointer-events: none;
}
.success-overlay.show { opacity: 1; pointer-events: auto; }
.success-overlay.hide { opacity: 0; }
.success-card {
  position: relative;
  background: var(--card);
  border-radius: 18px;
  padding: 2rem 2.25rem 1.75rem;
  text-align: center;
  box-shadow: var(--shadow-lg);
  min-width: min(300px, 88vw);
  transform: scale(0.88);
  opacity: 0;
  transition: transform 0.4s cubic-bezier(0.22, 1, 0.36, 1), opacity 0.3s ease;
}
.success-overlay.show .success-card { transform: scale(1); opacity: 1; }
.success-ring {
  width: 88px; height: 88px; margin: 0 auto 1rem;
  border-radius: 50%;
  background: var(--green-soft);
  display: grid; place-items: center;
  /* Soft expanding ripples carry the middle of the ~3s window after the check draws. */
  animation: successRingPulse 1.15s ease-out 1.15s 2;
}
.success-check { display: block; }
.success-check-circle {
  stroke: var(--green); stroke-width: 2.5;
  stroke-dasharray: 160; stroke-dashoffset: 160;
  animation: successCircle 0.75s ease forwards 0.15s;
}
.success-check-mark {
  stroke: var(--green); stroke-width: 3.5; stroke-linecap: round; stroke-linejoin: round;
  stroke-dasharray: 48; stroke-dashoffset: 48;
  animation: successMark 0.45s cubic-bezier(0.65, 0, 0.35, 1) forwards 0.85s;
}
@keyframes successCircle { to { stroke-dashoffset: 0; } }
@keyframes successMark { to { stroke-dashoffset: 0; } }
@keyframes successRingPulse {
  0%   { box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.35); }
  70%  { box-shadow: 0 0 0 18px rgba(34, 197, 94, 0); }
  100% { box-shadow: 0 0 0 0 rgba(34, 197, 94, 0); }
}
.success-title { font-size: 1.25rem; font-weight: 800; color: var(--navy); }
.success-sub { margin-top: 0.35rem; font-size: 0.92rem; color: var(--muted); }
.success-burst { position: absolute; inset: 0; pointer-events: none; overflow: hidden; border-radius: 18px; }
.success-burst span {
  position: absolute; width: 7px; height: 7px; border-radius: 50%;
  opacity: 0; top: 50%; left: 50%;
  /* Longer, staggered travel so the confetti carries the back half of the ~3s window. */
  animation: successBurst 1.25s ease-out forwards 1.05s;
}
.success-burst span:nth-child(1) { background: var(--green); --bx: -78px; --by: -60px; animation-delay: 1.05s; }
.success-burst span:nth-child(2) { background: var(--primary); --bx: 82px; --by: -48px; animation-delay: 1.25s; }
.success-burst span:nth-child(3) { background: #38bdf8; --bx: -88px; --by: 44px; animation-delay: 1.45s; }
.success-burst span:nth-child(4) { background: var(--green); --bx: 78px; --by: 56px; animation-delay: 1.55s; }
.success-burst span:nth-child(5) { background: var(--navy); --bx: 2px; --by: -80px; animation-delay: 1.65s; }
.success-burst span:nth-child(6) { background: #f59e0b; --bx: -22px; --by: 74px; animation-delay: 1.7s; }
@keyframes successBurst {
  0% { opacity: 0; transform: translate(-50%, -50%) scale(0.4); }
  25% { opacity: 1; }
  70% { opacity: 1; }
  100% { opacity: 0; transform: translate(calc(-50% + var(--bx)), calc(-50% + var(--by))) scale(1); }
}

@media (prefers-reduced-motion: reduce) {
  .success-overlay, .success-card { transition: none; }
  .success-overlay.show .success-card { transform: none; }
  .success-ring, .success-check-circle, .success-check-mark, .success-burst span { animation: none !important; }
  .success-ring { box-shadow: none; }
  .success-check-circle, .success-check-mark { stroke-dashoffset: 0; }
  .success-burst { display: none; }
  .success-overlay--static .success-card { opacity: 1; transform: none; }
}

/* ——— Processing / loading states ——— */
@keyframes spin { to { transform: rotate(360deg); } }

.btn-spinner {
  display: inline-block; width: 1em; height: 1em; margin-right: 0.5em;
  vertical-align: -0.15em;
  border: 2px solid currentColor; border-right-color: transparent;
  border-radius: 50%;
  animation: spin 0.6s linear infinite;
}
.btn.is-busy {
  cursor: progress; opacity: 0.85;
  display: inline-flex; align-items: center; justify-content: center; gap: 0;
}
.btn.is-busy > span { display: inline-flex; align-items: center; }

.page-loading {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 0.9rem; min-height: 42vh; color: var(--muted);
}
.page-spinner {
  width: 38px; height: 38px;
  border: 3px solid var(--info-soft); border-top-color: var(--primary);
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}
.page-loading-text { font-weight: 600; font-size: 0.95rem; letter-spacing: 0.01em; }

@media (prefers-reduced-motion: reduce) {
  .btn-spinner, .page-spinner { animation: none; }
  /* Keep a clear static ring so "processing" still reads without motion. */
  .btn-spinner { border-right-color: currentColor; opacity: 0.55; }
  .page-spinner { border: 3px solid var(--info-soft); border-top-color: var(--primary); }
}

.sidebar-scrim { display: none; }
.hamburger { display: none; }
.copy-btn { border: none; background: none; color: var(--primary); cursor: pointer; font-size: 0.8rem; font-weight: 600; }

/* Profile hero (Settings) */
.profile-hero-card { padding: 1.15rem 1.25rem; }
.profile-hero { display: flex; align-items: center; gap: 1rem; }
.profile-hero-av {
  width: 72px; height: 72px; border-radius: 50%;
  background: linear-gradient(145deg, var(--brand-deep), var(--primary));
  color: #fff; display: grid; place-items: center;
  font-weight: 800; font-size: 1.4rem; overflow: hidden; flex-shrink: 0;
  box-shadow: var(--shadow-sm);
}
.profile-hero-av.has-photo { background: var(--surface-2); padding: 0; }
.profile-hero-av img { width: 100%; height: 100%; object-fit: cover; display: block; }
.profile-hero-name { font-size: 1.25rem; font-weight: 800; color: var(--navy); letter-spacing: -0.01em; }

/* Account Tier */
.tier-card {
  position: relative; overflow: hidden;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--card);
  padding: 1.15rem 1.2rem 1.2rem;
  box-shadow: var(--shadow-sm);
}
.tier-sheen {
  position: absolute; inset: 0 auto 0 0; width: 5px;
  background: linear-gradient(180deg, var(--primary), var(--navy));
}
.tier-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 0.75rem; margin-bottom: 0.55rem; }
.tier-kicker {
  font-size: 0.68rem; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--muted-2); margin-bottom: 0.2rem;
}
.tier-name {
  font-size: 1.35rem; font-weight: 800; color: var(--navy);
  letter-spacing: -0.02em; line-height: 1.15;
}
.tier-badge {
  flex-shrink: 0; font-size: 0.72rem; font-weight: 800; letter-spacing: 0.04em;
  text-transform: uppercase; padding: 0.35rem 0.7rem; border-radius: 999px;
  border: 1px solid var(--border-strong); background: var(--surface-2); color: var(--navy);
}
.tier-blurb { color: var(--muted); font-size: 0.9rem; line-height: 1.45; margin-bottom: 0.85rem; }
.tier-perks { list-style: none; display: grid; gap: 0.4rem; }
.tier-perks li {
  position: relative; padding-left: 1.15rem;
  font-size: 0.86rem; font-weight: 600; color: var(--text);
}
.tier-perks li::before {
  content: ''; position: absolute; left: 0; top: 0.45em;
  width: 0.45rem; height: 0.45rem; border-radius: 50%;
  background: var(--primary);
}

.tier-standard {
  background:
    linear-gradient(135deg, rgba(37, 99, 235, 0.08), transparent 42%),
    var(--card);
}
.tier-standard .tier-sheen { background: linear-gradient(180deg, #3b82f6, #1e3a8a); }
.tier-standard .tier-badge { background: var(--info-soft); color: var(--on-info); border-color: transparent; }

.tier-silver {
  background:
    linear-gradient(135deg, rgba(148, 163, 184, 0.22), transparent 48%),
    var(--card);
}
.tier-silver .tier-sheen { background: linear-gradient(180deg, #e2e8f0, #64748b); }
.tier-silver .tier-badge { background: #e8eef5; color: #334155; border-color: transparent; }
.tier-silver .tier-name { background: linear-gradient(90deg, #64748b, #334155); -webkit-background-clip: text; background-clip: text; color: transparent; }
[data-theme="dark"] .tier-silver .tier-name { background: linear-gradient(90deg, #e2e8f0, #94a3b8); -webkit-background-clip: text; background-clip: text; color: transparent; }
[data-theme="dark"] .tier-silver .tier-badge { background: rgba(148, 163, 184, 0.18); color: #e2e8f0; }

.tier-gold {
  background:
    linear-gradient(135deg, rgba(217, 119, 6, 0.14), transparent 45%),
    linear-gradient(180deg, rgba(253, 230, 138, 0.18), transparent 55%),
    var(--card);
}
.tier-gold .tier-sheen { background: linear-gradient(180deg, #fbbf24, #b45309); }
.tier-gold .tier-badge { background: var(--warning-soft); color: var(--on-warning); border-color: transparent; }
.tier-gold .tier-name { background: linear-gradient(90deg, #b45309, #d97706); -webkit-background-clip: text; background-clip: text; color: transparent; }
[data-theme="dark"] .tier-gold .tier-name { background: linear-gradient(90deg, #fde68a, #fbbf24); -webkit-background-clip: text; background-clip: text; color: transparent; }
.tier-gold .tier-perks li::before { background: #d97706; }

.tier-platinum {
  background:
    linear-gradient(135deg, rgba(99, 102, 241, 0.14), transparent 42%),
    linear-gradient(180deg, rgba(226, 232, 240, 0.2), transparent 50%),
    var(--card);
}
.tier-platinum .tier-sheen { background: linear-gradient(180deg, #c4b5fd, #4f46e5); }
.tier-platinum .tier-badge { background: #ede9fe; color: #5b21b6; border-color: transparent; }
.tier-platinum .tier-name { background: linear-gradient(90deg, #6366f1, #334155); -webkit-background-clip: text; background-clip: text; color: transparent; }
[data-theme="dark"] .tier-platinum .tier-name { background: linear-gradient(90deg, #ddd6fe, #a5b4fc); -webkit-background-clip: text; background-clip: text; color: transparent; }
[data-theme="dark"] .tier-platinum .tier-badge { background: rgba(167, 139, 250, 0.18); color: #ddd6fe; }

/* Utilities */
.row { display: flex; gap: 1rem; }
.between { justify-content: space-between; align-items: center; }
.mt { margin-top: 1rem; } .mt2 { margin-top: 1.5rem; }
.muted { color: var(--muted); } .center { text-align: center; }
.stack { display: flex; flex-direction: column; gap: 1rem; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

/* ============ Responsive ============ */
@media (max-width: 980px) {
  .auth-split { grid-template-columns: 1fr; }
  .auth-hero { display: none; }
  .auth-mobile-brand { display: flex; }
  .auth-panel { padding: 2rem 1.25rem; }
  .stat-row { grid-template-columns: 1fr 1fr; }
  .dash-grid { grid-template-columns: 1fr; }
}
@media (max-width: 720px) {
  .sidebar { transform: translateX(-100%); transition: transform 0.2s; box-shadow: var(--shadow-lg); }
  .sidebar.open { transform: translateX(0); }
  .app-main { margin-left: 0; }
  .sidebar-scrim.show { display: block; position: fixed; inset: 0; top: var(--banner-h); background: rgba(0,0,0,0.4); z-index: 35; }
  .hamburger { display: inline-grid; }
  .form-grid, .grid-2 { grid-template-columns: 1fr; }
  .stat-row { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .page { padding: 1rem; }
  .topbar-brand-text { display: none; }
  .card .row { flex-wrap: wrap; }
  .card .row .btn { flex: 1 1 auto; }
  .stepper { gap: 0; }
  .step-label { font-size: 0.72rem; }
  .bc-amount { font-size: 2.15rem; }
}

/* Honor reduced-motion for the hover/transition polish added above */
@media (prefers-reduced-motion: reduce) {
  .stat, .qa-tile, .method-tile, .tx-item, .chip, .btn, .step-dot, .eye-btn,
  .pin-digit, .field input, .input, select, textarea, .hero-features li,
  .pw-toggle, .balance-card { transition: none !important; }
  .stat:hover, .qa-tile:hover, .method-tile:hover { transform: none !important; }
}